18006548818 (2024)

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  • This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Already Registered?

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18006548818 (2024)

FAQs

Who is calling from 800-654-8818? ›

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

What is a portfolio recovery phone number? ›

Please contact us at 1-800-772-1413 or write to us pracustomercare@portfoliorecovery.com or Portfolio Recovery Associates, LLC, 120 Corporate Blvd, Norfolk, VA 23502.

Who is calling from 866 293 0076? ›

We're Portfolio Recovery Associates, LLC and we're changing the way debt collection works. If you have been contacted by us it's because your original creditor sold us your account, and we now own your debt.

How can you tell if a debt collector text is real? ›

These scammers can be very convincing, which is why you need to spot the signs of a fake debt collection:
  1. They Ask for Info They Should Already Have.
  2. They Won't Share Their Info with You.
  3. They Threaten or Lie to You.
  4. They Insist You Pay Right Now.
  5. They Ask You to Pay by Untraceable Methods.

Why are debt collectors calling me when I have no debt? ›

It is not uncommon today for people to be pursued by debt collectors for money they don't owe. This occurs for several reasons: the original creditor may have made an accounting error, you may be a victim of identity theft, or the creditor may have found the wrong person with a similar name.

Can I ignore portfolio recovery? ›

You Must Always Respond When You Receive Court Papers

Regardless of whether you believe the debt is yours, companies like Portfolio Recovery Associates are using the legal process to get a default judgment against you. If you ignore court papers, PRA will obtain a valid default judgment that it can begin to enforce.

Why is Portfolio Recovery suing me? ›

Portfolio Recovery Associates LLC files thousands of collection lawsuits each year against consumers for unpaid credit card debt. PRA will hire a local collection attorney to file the lawsuit. Their primary goal is debt collection.

Is portfolio recovery legit? ›

Yes, Portfolio Recovery Associates is a legitimate company. Portfolio Recovery Associates is a debt buyer that engages in the business of buying charged-off and defaulted consumer debts from creditors. Portfolio Recovery Associates is not a law firm.

Is this telephone number spam? ›

One way to check if a number is potentially a scam is to use a reverse phone number lookup service. These websites and apps allow you to enter a number and see public information associated with it, such as the registered name, location, and carrier.

How do I know if my call is spam? ›

If you wish to do your own filtering, Android phones have a feature called “Verified Calls.” This feature will show you information like who is calling and why they're calling. Spam risk labels are not 100% accurate, and this will allow you to determine if a call is truly spam or not.

How do you tell if a call is a robocall? ›

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. If the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal period.

How do you check if a number is a spam call? ›

One way to check if a number is potentially a scam is to use a reverse phone number lookup service. These websites and apps allow you to enter a number and see public information associated with it, such as the registered name, location, and carrier.

Why is Cap LLC calling me? ›

Capital Collections LLC works out of Fresno, California. If you have a large amount of debt and end up falling behind in payments, then you might be contacted by this agency.

How do you find out who the number is that called you? ›

Dialing *69 is a simple way to find out an unknown caller's number for free from your iPhone, Android, or landline. This service has been available for decades in the US and still works today. Here's how to trace an unknown number using the *69 service: Dial *69 on a mobile or landline.

How can I check who called me? ›

Use free online directories and apps: As mentioned earlier, services like TrueCaller or Whitepages provide free basic searches that might help. Check with your phone provider: Some telecom service providers offer free caller ID services as part of their package, which can help you see who is calling before you answer.

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